For the purposes of this article, I compared the contents of two “credit repair kits”. These are being sold all over the internet. The ads go something like; “Repair Credit Rating! Increase Credit Score! Do It Yourself!” I just wanted to see what they were selling and if it was worth fifteen or sixteen dollars.
Is Credit Repair Kit good thing or a Waste of Money? Read More »
If you have been keeping up with trends, you probably realize that identity theft is one of the fastest growing crimes of this century. Contrary to popular belief, the primary cause of it is not because more people are online since the crime of identity theft is not limited to online transactions or online banking.
Simple Steps To Protect Yourself From Identity Theft Read More »
According to previous credit bureau employees, the American credit reporting system is broken and no one is bothering to fix it. The wealthy have much more power than the poor or middle income population. The credit repair lawyers are trying to help the average person by making tools available to them that were formerly only
Lexinton Law Credit Repair & other credit repair lawyers Read More »
If you have been denied credit, a credit repair company may be able to help you. If you do not qualify for “special low interest rates” because of you credit score, a credit repair company may be able to help you. If you cannot buy a house or purchase a car, because you have bad
The information including in credit repair kits is usually general information about repairing credit. It is hard to personalize information about credit repairs without first knowing what issues a person is facing.
For many people, a high credit score is just a dream. Past issues have left them with items on their credit reports that impact their overall credit score in a negative way. Some people are not aware of the possibility of credit score repair. Help is available.
Credit repair involves removing inaccurate, misleading or outdated information from your credit report. Credit repair services are sometimes able to help you, when you cannot achieve results on your own. Choosing a credit repair service may involve a little investigative work on your part, but it is well worth the trouble.
You may have heard that bad credit report repair is impossible or illegal. Bad credit report repair is possible and if you contact a law firm which specializes in credit report repair, then it can all be done legally. If you contact a company that is not a law firm, then they may be doing
The desire to repair credit score issues is a common one. Most banks, mortgage companies, auto finance and credit card companies use something called the FICO score or another “credit number” to evaluate an individual’s creditworthiness. So, if you are looking to buy a new home, car or just want a credit card with a
You may have heard that only time can repair bad credit, but the truth is that even time does not always repair issues that affect your credit rating. There are legal credit repair strategies that can help you repair bad credit issues, regardless of time.
Not too long ago, a friend of mine mentioned that one of his coworkers recently recovered his stolen identity. I asked how long the process took. “Only two years” he replied. Compared to my business partner’s six year nightmare “only” maybe appropriate but like most victims of identity theft, he probably thought “when”. As in,
Unlike the services offered by credit repair attorneys, many companies suggest options that are questionable and some which are downright illegal. There have been reports of “credit repair clinics” and specialists which do nothing but take consumers money and then close up shop quickly. If you are interested in legal credit repair, your only real
Credit Repair Schemes and Scams vs Credit Repair Attorneys Read More »
Declaring bankruptcy will not repair or improve your credit score. According to legal experts, credit repair after bankruptcy is possible. Some companies will offer credit immediately after bankruptcy, at very high interest rates, but buying a home or a car may not be possible for several years. Unless a bankruptcy credit repair expert can help.
As opposed to many credit repair programs and credit repair services, Lexington Credit Repair is a law firm that specializes in credit repair issues. For consumers who are interested in legally improving their credit scores, Lexington Credit Repair may be the right choice.
The big “secret” is that you can repair credit scores that are bad, damaged, less than perfect, etc. Many companies are selling credit repair secrets, credit repair “kits” and other information about credit issues. They are able to sell this information, because everyone wants good credit, many people have bad credit and most people do
Most credit repair law relates to the Fair Credit Reporting Act, sometimes referred to as the FCRA. The Fair Credit Reporting Act has been amended several times over the years. The most recent amendment is referred to as the FACT act under which a website was created to promote access to free annual credit reports
Credit repair involves removing inaccurate, misleading or outdated information from your credit report. Credit report repair may help you get better interest rates. If you are being denied credit, it may help you get the credit that you deserve.
The primary focus of bad credit repair is to verify that all information on your credit report is correct and up to date. Self credit repair is a do-it-yourself kind of program. Rather than paying a credit repair company to deal with the credit bureau for you, you do it yourself.
Online credit repair services may be one of the newer online services. There are so many things that can be taken care of online these days. Why not online credit repair.
A credit repair letter is a letter that you or a firm which represents you, sends to a credit bureau or credit reporting agency to report inaccuracies on your credit report. This is not an “official term”, just a term that people have begun to use to refer to this type of letter. Many people